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Privacy Statement


FACTS


WHAT DOES MONROE COUNTY TEACHERS FEDERAL CREDIT UNION (MCTFCU) DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income

  • Account balances and payment history

  • Credit history and credit scores

 

How?

All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons MCTFCU chooses to share; and whether you can limit this sharing.

 

Reasons we can share your information

Does HMEFCU share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes -
to offer our product and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates’ everyday business purposes -
information about your transactions and experiences

NO

We don't share

For our affiliates’ everyday business purposes -
information about your creditworthiness

NO

We don't share

For non-affiliates to market to you

NO

We don't share

 

Questions?

Call (305) 296-8546 or go to www.monroecountyteachers.org
 

Who we are

Who is providing this notice?

Monroe County Teachers Federal Credit Union

 

What we do

How does MCTFCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We maintain physical, electronic and procedural safeguards. We also do not store confidential or sensitive information using cookies.

How does MCTFCU collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • show your drivers license or provide employment information
  • give us your contact information

We also collect your personal information from others, such as credit bureaus or other financial companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates everyday business purposes – information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • We do not have any affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • We do not share with nonaffiates

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • We do not engage in joint marketing

Other important information

You can help by following these simple guidelines:

  • Protect your account numbers, card numbers, PINs (personal identification numbers) and passwords.  Never keep your PIN with your debit or credit card which can provide free access to your accounts if your card is lost or stolen.
  • Use caution when disclosing your account numbers, social security numbers, etc., to other persons.  If someone calls you, explains the call is on behalf of the credit union and asks for your account number, you should beware!  Official credit union staff will have access to your information and will not need to ask you for it.
  • Keep your information current.  It is important that we have current information on how to reach you.  If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.

 

Monroe County Teachers Federal Credit Union
PO Box 2666, Key West, Florida 33045-2666

305.296.8546 Phone / 305.293.9588 Fax


Your savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.

 

Copyright © 2008, Monroe County Teachers Federal Credit Union. All Rights Reserved.
Unauthorized Access is Prohibited. All Accesses are Monitored.

To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit unions web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the Credit Union.

The Credit Union does not endorse, approve, certify or control any of the 'live' links to other Internet addresses
which are provided for members' convenience in accessing information not maintained on this site.