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Share Rates

Effective March 31, 2013
Call or email
for more information

Effective For The First Quarter of 2013
Share Accounts

Type

Dividend
Rate
APY1
Regular Shares    
Under $5,000 0.20% 0.20%
$5,000.00 - $9,999.99 0.40% 0.40%
$10,000.00 - $19,999.99 0.60% 0.60%
$20,000.00 - $29.999.99 0.75% 0.75%
$30,000.00 - $39.999.99 0.90% 0.90%
$40,000.00 - $59.999.99 1.00% 1.01%
$60,000.00 - $99.999.99 1.125% 1.13%
$100,000.00 + 1.25% 1.26%
     
Regular Clubs 0.20% 0.20%
Vacation Clubs 8.00% 8.32%
Christmas Clubs 8.00% 8.32%
IRA Clubs 3.20% 3.23%
     
Share Drafts 0.20% 0.20%


Share Certificates
Effective May 14, 2013

Type

Dividend
Rate*
 
 6 Month - $10,000 min. 0.50%  
12 Month - $10,000 min. 0.75%  
24 Month - $10,000 min. 1.00%  
36 Month - $10,000 min. 1.25%  
48 Month - $10,000 min. 1.50%  
60 Month - $10,000 min. 1.75%  
 6 Month - $20,000 min. 0.75%  
12 Month - $20,000 min. 1.00%  
24 Month - $20,000 min. 1.25%  
36 Month - $20,000 min. 1.50%  
48 Month - $20,000 min. 1.75%  
60 Month - $20,000 min. 2.00%  
 6 Month IRA CD - $20,000 min 3.00%  
12 Month IRA CD - $20,000 min 3.15%  
24 Month IRA CD - $20,000 min 3.30%  
36 Month IRA CD - $20,000 min 3.45%  
48 Month IRA CD - $20,000 min 3.60%  
60 Month IRA CD - $20,000 min 3.75%  
  • Add .25% on new Deposits over $20,000. See Management for details.
  • Management has discretion to match local rate offerings!
  • Call for weekly rates and information
  • $10,000.00 minimum balance required
  • Early withdrawal penalties apply
  • *Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.

Share Account Disclosures

  •  1Annual Percentage Yield
  • Rates and Terms subject to change without notice
  • $5 minimum share balance required
  • Fees could reduce the earnings on the account
  • Call or email for more information

 

 

 

 

Monroe County Teachers Federal Credit Union
PO Box 2666, Key West, Florida 33045-2666

305.296.8546 Phone / 305.293.9588 Fax


Your savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, A U.S. Government Agency.

 

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