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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How? |
All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons MCTFCU chooses to share; and whether you can limit this sharing. |
Reasons we can share your information |
Does MCTFCU share? |
Can you limit this sharing? |
For our everyday business purposes - |
YES |
NO |
For our marketing purposes - |
YES |
NO |
For joint marketing with other financial companies |
YES |
NO |
For our affiliates’ everyday business purposes - |
NO |
We don't share |
For our affiliates’ everyday business purposes - |
NO |
We don't share |
For non-affiliates to market to you |
NO |
We don't share |
Who we are |
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Who is providing this notice? |
Monroe County Teachers Federal Credit Union |
What we do |
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How does MCTFCU protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic and procedural safeguards. We also do not store confidential or sensitive information using cookies. |
How does MCTFCU collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus or other financial companies. |
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights limit sharing. |
Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
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Other important information
If you terminate your membership with MCTFCU, we will not share information we have collected about you, except as permitted or required by law. MCTFCU collects user ID, email address and device ID for account management purposes only.
You can help by following these simple guidelines:
- Protect your account numbers, card numbers, PINs (personal identification numbers) and passwords. Never keep your PIN with your debit or credit card which can provide free access to your accounts if your card is lost or stolen.
- Use caution when disclosing your account numbers, social security numbers, etc., to other persons. If someone calls you, explains the call is on behalf of the credit union and asks for your account number, you should beware! Official credit union staff will have access to your information and will not need to ask you for it.
- Keep your information current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.