Loans are available for all good purposes. Interest rates are very competitive and may vary according to the purpose of the loan and collateral offered.

All credit union loans are calculated as simple interest, with finance charges based on the actual time the borrowed funds are used. Members are allowed to apply for all types of loans.

We offer the following types of loans:

Loan protection and credit disability insurance are available at a minimal cost. Loan requests are responded to promptly and in strict confidence.

New & Used Car Loans

Whether you want a new or used vehicle, you may finance it through us. Preview our loan rates, complete an online application today, and drive in your new car tomorrow.

Are you looking to buy a car or truck but want to do some research first? We have assembled a whole host of services to help you get the most for your money, with as little hassle as possible. Just visit our car buying information page.

Boat Loans

Get ready to sail away. If you have been looking to get that special boat for your weekend getaways, Monroe County Teachers Federal Credit Union can help. Whether new or used, your Credit Union can finance your dreams at an excellent rate. Complete an online application today to get started.

Motorcycle Loans

Getting ready for a road trip? Monroe County Teachers Federal Credit Union can help you by financing your motorcycle purchase at a great rate. Get pre-approved today by completing an online application - it is your first step to owning your own dream machine.

Home Equity Loans

A home equity loan can help you with major expenses like college education, weddings, and home renovations or to consolidate your bills. Rates are low and that means you could save a lot. Your credit union offers this financial option that allows you to:

  • Get more for your money with our low rates
  • Put the equity in your house to work for greater borrowing power
  • Avoid paying high interest rates that other types of loans require

A home equity loan may be the right solution for putting the money you need into your hands. Find out how you can take advantage of our low rates and payments, just stop by or give us a call.

Personal Loans

Looking to consolidate your debts or simply need an unsecured loan? The Credit Union has a variety of terms and rates to suit your needs. Ask a loan officer for more information or complete an online application today.

Share Pledged Loans

Share Secured loans allow you to borrow money against the balance in your share accounts at your credit union.

Share secured loans are terrific for when you need to make a purchase but don't want to wipeout your savings or need to establish or reestablish credit! Contact us to learn more.