Loans

Loans are available for all good purposes. Interest rates are very competitive and may vary according to the purpose of the loan and collateral offered.

All credit union loans are calculated as simple interest, with finance charges based on the actual time the borrowed funds are used. Members are allowed to apply for all types of loans.

We offer the following types of loans:

Loan protection and credit disability insurance are available at a minimal cost. Loan requests are responded to promptly and in strict confidence.

New & Used Car Loans

Whether you want a new or used vehicle, you may finance it through us. Preview our loan rates, complete an online application today, and drive in your new car tomorrow.

Are you looking to buy a car or truck but want to do some research first? We have assembled a whole host of services to help you get the most for your money, with as little hassle as possible. Just visit our car buying information page.

Boat Loans

Get ready to sail away. If you have been looking to get that special boat for your weekend getaways, Monroe County Teachers Federal Credit Union can help. Whether new or used, your Credit Union can finance your dreams at an excellent rate. Complete an online application today to get started.

Motorcycle Loans

Getting ready for a road trip? Monroe County Teachers Federal Credit Union can help you by financing your motorcycle purchase at a great rate. Get pre-approved today by completing an online application - it is your first step to owning your own dream machine.

Personal Loans

Looking to consolidate your debts or simply need an unsecured loan? The Credit Union has a variety of terms and rates to suit your needs. Ask a loan officer for more information or complete an online application today.

Share Pledged Loans

Share Secured loans allow you to borrow money against the balance in your share accounts at your credit union.

Share secured loans are terrific for when you need to make a purchase but don't want to wipeout your savings or need to establish or reestablish credit! Contact us to learn more.

(305) 296-8546 Tel 
(305) 293-9588 Fax

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1442 Kennedy Drive
Key West, Florida 33040

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Your savings are federally insured to at least $250,000Federally insured by NCUA